Less Debt Equals Less Stress

If you are committed to reducing or eliminating your debt, here are some steps you can take to help lower your loan balances faster.

Before you start, you need to commit to not adding new debt. There is a saying that goes something like, "If you find yourself in a hole you want to get out of, the first thing you need to do is stop digging!" Make a budget to determine how much you can afford to pay on your loans each month. Next list the balance, payment, interest rate and after tax interest rate (you’ll need to calculate this) for each of your loans. Understand your loan terms, especially how and when your interest rate may change.

Physical Transformation and Inner Life Miracles: A Story of Chi Nei Tsang

It began thousands of years ago in the mountain ranges of Taoist China. Behind the walls of monasteries in the region, monks needed to detoxify, strengthen, and refine their bodies to maintain the high energy levels required for their stringent spiritual practices. So they used the principles of both Kung-Fu and Tai Chi Chuan to develop a sort of "applied Chi Kung," and thus was born the rare yet powerful practice of Chi Nei Tsang.

Sneeze, Wheeze, No More Please!

With the arrival of warm weather, I hope you’ll have lots of opportunities to enjoy the great outdoors. However, you’re not alone if coming down with sniffles, batches of back to back sneezes, or uncomfortable wheezing are some of your rites of passage to this season. Summertime allergies are annoying, upsetting, and even downright dangerous. They ruin vacations, outdoor celebrations, walks in the park, and romantic moments.